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Credit Portfolio Analyst
added: 23.02.2018      work place: Krakow
Job Description

  • Perform and manage credit and financial reviews with a focus on analysing data
  • Maintain credit control timelines within Service Level Agreements (SLAs)/Key Performance Indicators (KPIs)
  • Validate customer requests for credit, assign credit lines and make credit recommendations and decisions in accordance with existing corporate credit policies, procedures and authority matrix
  • Responsible for advanced customer portfolios and products
  • Suggest risk mitigation tactics using detailed analysis
  • Work closely with the Customer/Sales groups and assist with customer inquiries related to credit line increases
  • Respond to and investigate credit related queries from internal and client teams
  • Main point of contact for client queries including meetings, emails, meetings and sales interaction
  • Assist in new process set up liaising with system and process point of contacts
  • Act as an escalation point with focus problem solving and re-escalate issues and failures if needed
  • Complete a regular review of processes within the Credit team and ensure knowledge is shared within the team
  • Ensure that existing Credit practices are according to published procedures

  • Bachelor Degree in Finance / Banking area.
  • Experience in a risk/credit.
  • Practical knowledge of in-depth financial analysis (Balance sheet, profit and loss account, cash flow statement, auditors’ notes).
  • 3 years of working experience.
  • Ability to assess customers’ business potential based on tools such as industry vertical, ratio and trend analysis.
  • Must be competent in Microsoft Office (all products).
  • Microsoft Excel to an intermediate level.
  • Excellent computer skills.
  • ACCA/CIMA/CFA certificate is desirable
  • Excellent communication and interpersonal skills.
  • Organised and efficient.
  • Team player with a positive attitude and a focus on business issues.
  • Ability to present findings in a highly professional manner.
  • Self-learner and knowledge sharing essential.
  • Strong ‘can-do’ attitude, willingness to step up and support.
  • Autonomous and independent with enthusiastic outlook essential.

  • Work for one of the most recognizable online Search Engine in multicultural office.

  • Unique office environment with great food, drinks and game rooms.
  • Full time employment contract, great salary and benefits.
  • Positive, energetic, innovative and proactive culture.

Additional informations

Please add the following clause to your application: I hereby give my consent for the personal data included in my job application to be processed for the purposes of recruitment by Bertelsmann Media Sp. z o.o. with the seat in Warsaw, Arvato services branch, Al. Piastow 30, 71-064 Szczecin, as outlined in the Personal Data Protection Act as of 29 August 1997, consolidated text: Journal of Laws 2002 of the Republic of Poland, item 1182 with further amendments.

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